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FDIC Insured Institution +1 (800) 555-BANK  |  Mon-Fri 9AM-6PM

Privacy Policy

Last updated: June 15, 2026

Information We Collect

We collect information you provide directly to us, including name, address, email, phone number, date of birth, Social Security Number, account information, and financial data necessary to provide our banking services. We also collect transaction data, login credentials, and device information automatically when you use our digital services.

How We Use Your Information

We use your personal information to: (1) Open and service your accounts; (2) Process transactions; (3) Send account statements and notices; (4) Detect and prevent fraud; (5) Comply with legal obligations; (6) Improve our products and services; and (7) Communicate with you about your accounts and relevant offers.

Information Sharing

We do not sell your personal information. We may share your information with: service providers who assist in delivering our services; regulatory authorities when required by law; credit bureaus; financial institution partners for transaction processing; and with your consent. We require all third parties to maintain the confidentiality of your information.

Data Security

We employ industry-standard security measures including 256-bit SSL encryption, multi-factor authentication, regular security audits, and physical security controls. While we take reasonable precautions, no system is completely secure. We encourage you to use strong passwords and report any suspicious activity immediately.

Your Rights

You have the right to: access your personal information; correct inaccurate data; request deletion of your data (subject to legal obligations); opt-out of marketing communications; and receive a copy of your data. To exercise these rights, contact our Privacy Officer at privacy@meridianbank.com.

Cookies & Tracking

We use cookies and similar technologies to authenticate users, remember preferences, analyze site usage, and deliver relevant content. You can control cookies through your browser settings, though disabling certain cookies may affect site functionality.

Data Retention

We retain your personal information for as long as your account is active and for a period thereafter as required by law (typically 7 years for financial records). You may request deletion of non-required data after account closure.

Children's Privacy

Our services are not directed to individuals under 18. We do not knowingly collect personal information from children. If we become aware we have collected such data, we will take steps to delete it promptly.

Changes to This Policy

We may update this Privacy Policy periodically. We will notify you of significant changes via email or prominent notice on our website. Continued use of our services after changes constitutes acceptance of the updated policy.

Contact Us

For privacy-related questions or concerns, contact our Privacy Officer at: privacy@meridianbank.com | +1 (800) 555-BANK | 123 Financial District, New York, NY 10004.