You can open an account online in just a few minutes. Click on "Open Account", fill out your personal information, verify your identity, and make your initial deposit. Your account will be activated within 1-2 business days.
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Online Banking
Click on "Forgot Password" on the login page, enter your registered email address, and we will send you a password reset link valid for 1 hour. If you do not receive the email, check your spam folder.
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Savings
Our High-Yield Savings Account currently offers 3.50% APY. Interest is compounded daily and credited monthly. Rates are subject to change based on market conditions.
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Security
Yes, all deposits at MeridianBank are insured by the FDIC up to $250,000 per depositor, per ownership category. This means your money is protected even if the bank fails.
If you notice any unauthorized or suspicious transaction, immediately call our 24/7 fraud hotline at 1-800-555-FRAUD or log into your online banking and use the "Report Fraud" feature to freeze your account instantly.
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Transfers
The standard daily transfer limit is $50,000 for domestic transfers and $25,000 for international wire transfers. You can request a temporary increase by contacting our support team.